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What is LTV in a secured loan? Does it apply to personal loans as well?

New Delhi, June 3 -- Reserve Bank of India (RBI) recently changed the gold loan rules, according to which the borrower will be required to submit the ownership proof at the time of raising funds again... Read More


THESE two state lenders revise their FD interest rates. Check the latest rates here

New Delhi, June 3 -- With effect from June 1, 2025, two state lenders - Punjab National Bank and Canara Bank has revised their interest rates on fixed deposits. Punjab National Bank now offers intere... Read More


PNB cuts interest rates on education loan by 20 bps under the Vidyalaxmi Scheme

New Delhi, June 3 -- Punjab National Bank (PNB) has reduced interest rates on its education loan offering under the Vidyalaxmi Scheme by 20 bps. This initiative further strengthens the bank's commitme... Read More


Tata Neu HDFC Bank credit card revises lounge access rules from June 10

New Delhi, June 2 -- Getting access to the lounge is a good incentive for most credit card users. If you have a Tata Neu HDFC Bank credit card, it will see a range of changes starting June 10, 2025. T... Read More


Latest stress test shows THIS about small cap mutual funds. Check details here

New Delhi, May 30 -- The latest stress test for April 2025 reveals that some small cap mutual fund schemes will take as long as 70 days to liquidate 50 percent of portfolio. Those who are not aware, a... Read More


THESE new UPI rules for P2M transactions to come into effect from June 30. Check details

New Delhi, May 30 -- National Payments Corporation of India (NPCI) has released a new circular to deal with handling of deemed approval status in UPI for peer to merchant transactions where acquiring ... Read More


THESE 6 credit cards give tempting offers on online shopping. Check list here

New Delhi, May 21 -- If you are a credit card user and shopaholic at the same time, it is recommended to use the card that provides offers and discounts on online shopping. For instance, what if you r... Read More


How does the personal loan EMI calculator work? An explainer

New Delhi, May 21 -- When you apply for a personal loan, one of the key decisions that you must take is to ascertain the loan instalment. Typically, loan EMI is a function of multiple factors which in... Read More


EPFO: How to apply for partial withdrawal? A step-by-step guide

New Delhi, May 21 -- If you have a large Employees Provident Fund Organisation (EPFO) corpus, you could opt for the partial withdrawal in case the need arises such as buying a house or wedding of a da... Read More


Income Tax: Choose for the new tax regime in THESE scenarios

New Delhi, May 21 -- Income tax return (ITR) filing season is back and the taxpayers have two more months to go for filing their tax returns before the July 31 deadline. As the new tax regime is the d... Read More